Why should you startup a business from scratch when you can save time and gain access to credit easier with a shelf corporation?

Starting up a business from scratch entails a lot of details, details, details! These details require a lot of time in terms of development and research, which in turn call for big expenses. A startup company, because of its very “young” age, has a limited operating history that makes access to credit and investment capital difficult and opportunities to bid on contracts slim.

Why then as a business owner should you opt for a startup when you can buy a shelf corporation that already has everything you need to immediately start operating?

Read More…

Dun and Bradstreet has always been at the forefront in providing commercial information on businesses, thus, becoming one of the world’s most popular and trusted credit reporting agencies.

D&B’s primary job is to provide an in-depth and thorough evaluation of a company’s financial stability. It comprises necessary scoring, payment and financial information based on company size, real properties owned and financial net worth, allowing businesses to review a completely assessed credit profile that will help them arrive at a decision.

Read More…

Earl Carruthers of Graceful Credit Solutions on Dave Ramsey’s Credit Concepts

Dave Ramsey is a fellow brother in Christ and I adhere to his financial teachings over 90% of the time. I know I’m not in a position to judge a man’s heart but I believe Dave is sincere towards his mission to serve others and lead them to live a debt free life, however, I beg to disagree with Dave’s theory on the unimportance of a credit worthiness.

I cannot emphasize enough the value of having an above average credit score, most especially when applying for a mortgage, auto loan, working capital or even employment.

Read More…